We’ll assess your financial situation and recommend the best course of action.
We handle all paperwork and ensure you meet court deadlines.
We work to safeguard essential assets and minimize financial loss.
Chapter 7 allows you to eliminate most unsecured debts, such as credit card debt and medical bills, often within a few months. It’s ideal for those with limited income and few assets. Chapter 13, on the other hand, involves a repayment plan over 3-5 years, allowing you to retain assets like your home while paying off debts gradually. Our Nashville bankruptcy lawyers can help you determine which option suits your needs.
Yes, filing for bankruptcy initiates an automatic stay, which legally prohibits creditors from pursuing collection actions, including phone calls, wage garnishments, and lawsuits. This provides immediate relief and peace of mind while we handle your case.
In many cases, yes. Chapter 13 bankruptcy is specifically designed to help homeowners catch up on missed mortgage payments through a repayment plan. Even under Chapter 7, some exemptions may allow you to protect your home. A Nashville bankruptcy attorney can help you explore your options and create a strategy to protect your assets.