We evaluate your financial situation to determine if Chapter 7 is the right fit.
We handle all court filings and represent you at required hearings.
We work to eliminate debts like credit card balances and medical bills.
To qualify, you must pass the means test, which evaluates your income and expenses. Those with income below the state median typically qualify, but even higher-income earners may be eligible based on their financial situation. A Nashville Chapter 7 bankruptcy lawyer can help you determine your eligibility.
Most unsecured debts, such as credit card bills, medical expenses, and personal loans, can be discharged under Chapter 7. However, some debts, like child support, alimony, and certain taxes, are generally not dischargeable. Consulting with a Tennessee bankruptcy attorney ensures you understand what debts can be eliminated.
Chapter 7 involves liquidating non-exempt assets to repay creditors, but many personal items are protected under Tennessee’s bankruptcy exemptions. These may include your home, vehicle, and personal belongings. A skilled bankruptcy attorney can help you navigate exemptions and protect what matters most.